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Sunday, October 16, 2016

Are We Living In Perilous Times? A Biblical Lesson On Presidential Election 2016

Are We Living In Perilous Times? A Biblical Lesson On Presidential Election 2016 | IU News & Talk
Photo Credit: Family Jubilee Church
Are We Living In Perilous Times? A Biblical Lesson On Presidential
Election 2016

Raised Pentecostal, one thing taught was to believe in signs.

Today, while driving, something was seen locality - very much so - that was never experienced before.

The boldest of what was seen -- was shocking. In an urbanized, culturally integrated area. This person in their car was traveling without a second thought or fear of what could have been unknown territory.

Are we living in perilous times?

"In 2 Timothy chapter, 3 Paul warns, “But know this, that in the last days perilous times will come."

What was seen? A car which was white. Either a 1996-1997 "bubble-like" Ford Taraus. Knowing the approximate years of vehicles upon sight is a trait learned over many years.

The driver, unknown, as travel was behind and not on the side of the vehicle.

"According to the Bible, self-love leads to self-deception Just as love of self-produced, self-justification, the love of money produces self-provision characterized by the thought, “I can do it because I can afford it.

Paul previously warned Timothy that “the love of money is a root of all kinds of evil, for which some have strayed from the faith in their greediness, and pierced themselves through with many sorrows. and self-delusion.

According to the world’s ways, when you love yourself supremely you gain self-justification. When you love money you gain self-provision. With these in hand, you have every right to love boasting and be proud of your accomplishments. This leads to self-promotion.'

Are we living in perilous times?

Now back to the car. On the left back window was a "Trump/Pence" Sign that immediately caught the eye - and not in a good way. Next to the right, a white sheet of paper, cut into a large square, stuck on the window itself.

The paper first had a circle with a triangular line in the circle. On the left of the circle were the words "No Arabs". At the top., "k**l Isis". In the middle of the circle, to the bottom and top of this triangular line, the words, "Hillary for Prison" were present.

"Thanksgiving flows from the lesser to the greater. These people hate recognizing anyone but themselves. To be “unthankful” to either God or man for their provision is to declare that everyone else in their life as lesser in stature and unworthy of respect. They seem to be only “set apart” unto their own pleasures.

To slander is to have no concern for the truth. To lack self-control shows an unwillingness to change. To be brutal is to show no limit of wrath. In the end, people who exhibit these characteristics love to cause conflict."

Are we living in perilous times?

You might not believe in any religion or none at all.

However, is there a person that displays the characteristics quoted above, during the time where time itself could be perilous. Creating conflict and mass confusion while vying for the highest office in the land?

Photo Credit - Quotesgram
The car, in a highly questionable place, within an area were things such as are rarely seen, boldly without worry or fear caused a thought to emerge.

Where are we as a society? Has an individual set a course of actions that unless seen, told and strategically planned against -- could have the Earth experiencing Perilous Times?

Was it a sign? Has there been much more the last year or two? Does one candidate Donald J, Trump clearly displays all symbolism of Perilous Times?
Time, Signs and Faith intersected.

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Tuesday, September 27, 2016

Guests: Jeff Waldorf-TYT Network/Negus Vu-New Era Detroit - Independent Underground Radio 9/27@ 9pm ET

Photo Credit - IU News & Talk
Jeff Waldorf of Jeff's Politics on the TYT Network and Negus Vu of
New Era Detroit visit Independent Underground Radio LIVE (IURL)
9/27 @ 9pm ET.

Welcome to Independent Underground Radio LIVE (IURL) - MICHIGAN'S TOP POLITICO PODCAST. The #1 Progressive Independent Left Politico Talk Show on the Blog Talk Radio Network! Period! 

Listen To The Show Here:

Show Notes:

We'll welcome Jeff Waldorf Host of Jeff's Politics on TYT Nation Network in the First Hour to discuss the nature of "Rabid" New Progressive Media. Are the listeners to these media outlets receiving real progressive news and opinion or propaganda wrapped up in a package of conspiracy theories plus egos? Tune into this must not miss discussion!

On The Second Hour Negus Vu of New Era Detroit (N.E.D.) will visit to show to discuss if Prosperity Preachers are harming the African-American Community.

Recently N E.D confronted Bishop Wayne T. Jackson of Detroit based "Greater Faith Ministries" on how the Pastor lives a life of luxury while the area the church is located is economically depressed, to which Jackson called NED "Terrorists".

Monica RW is an owner/writer for the popular Independent Underground News website, media consultant for ROJS Media LLC, a experienced grassroots and elected local political leader, and brings her researched Independent opinions to the political issues of the day.

SIXTH YEAR's on Blog Talk Radio, syndicated by Tune In, Stitcher, Soundcloud, iTunes, Learn Out Loud and Player FM Networks, Independent Underground Radio LIVE (IURL) have received over 4.0 Million downloads since 2010!!

Call into the show with your thoughts and opinions at 347-934-0185 or tweet us @IUNewsTalk.

Independent Underground Radio LIVE is Michigan's TOP POLITICO PODCAST with over 3 MILLION + lifetime listeners since October 2010 and growing!
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Monday, September 26, 2016

Wake Up And Smell The Cappuccino - Either Clinton or Trump Will Be President

Photo Credit -
Although there are four candidates in the race 
for President of the United States in 2016, in reality,  there are really just two - Hillary Clinton and Donald Trump.

The Primaries Are Over! Repeat! The Primaries Are Over. Denying the reality results is a cognitive dissonance of the highest proportions.  Bernie Sanders will not be on a ballot near you.

Other candidates might appear as a selection for President of the United States near you, as in Jill Stein, Gary Johnson or another fringe contender. However, these candidates have a snowball's chance in H.E. double hockey sticks of winning just one state.

In the end, the real contest is between Hillary Clinton and Donald Trump. Now is the time to get use to what is real versus what's not.

Let's start with another dose of reality. To become President of the United States requires winning a certain number of states for the candidate to receive at least 270 or above total of Electoral College delegates or Electors

In fact, since September 6, 1787, when the first proposal of an Electoral College roadmap was presented at the Constitutional Convention, winning a division of States has been required to be the United States President.

Just over fifty years later in 1845 the term "College of Electors" was adopted into Federal Law by 3 U.S. Code § 4.

For a candidate to have any chance what-so-ever of becoming President of the United States, the candidate must win the "College of Electors" vote - and that is determined by winning states delegates totalling 270 or above.

What the Electoral College looks like on a map? It looks like this:

Photo Credit - 270 to Win - What The Electorial College Looks Like on a Map

Photo Credit - 270 to Win - What The Electoral College Looks Like on a Map
Now, we will take a Schoolhouse Rock Moment in time.

If the candidate one claims to support has little to no chance of winning more than one of 50 states in the Union on November 8, 2016, widely known as the United States, the candidate cannot win. Repeat. The Candidate cannot win.

Two candidates that cannot win as a known fact right now, this moment are the "Green Party" contender in Jill Stein and "Libertarian Party" choice former New Mexico Governor Gary Johnson.

Why Stein and Johnson cannot win?

Well first, both have ran for the office of President before. In 2012 to be exact. Johnson and Stein are what as known as repeater Candidates, nominated by each of their parties likely due to a tactic called name affiliation.

Due to name affiliation only, Johnson and Stein were re-nominated as political party entities or personalities if one will - despite the fact that neither Stein or Johnson received more than 1% each or just shy of 1.7 million votes for President combined, in 2012.

As 2012 candidates Democrat Barack Obama and Republican Mitt Romney proved, it frankly takes plenty more than 1.7 mil
lion votes in country of 300 million citizens, to become President:

Photo Credit - Wikipedia - 2012 United States Presidential Contest Vote Totals
Photo Credit - Wikipedia - 2012 United States Presidential Contest Vote Totals

What does this mean for all idealists reading the above and loudly stating in their head, "A Vote for Stein or Johnson is a vote against the system, power, the man, an oligarchy or insert other noun or adjective?"

A vote for Stein or Johnson can be all of those things, however, it would be a hard argument to win that such a vote is not a wasted vote - in light of the facts presented.

Photo Credit-Huffington Post - What "Not Voting" Looks Like
Photo Credit-Huffington Post - What "Not Voting" Looks Like

Even Republican U.S. Senator Ted Cruz of Texas said boldly at the 2016 GOP Convention to "Vote Your Conscience" and less than two months thereafter saw some type of light and boldly flip-flopped to acclaim Cruz was voting for Donald Trump - a known racist.

The Daily Caller, best describes what the confessional booth of Cruz did as a Con.
Good news for everybody who booed when Ted Cruz told you to vote your conscience: He didn’t really mean it.
And that is because Politics is about who can win, not might win or has no snowball's chance in H.E. Double Hockey sticks could win - it is about winners, plain and simple.

Which circles back to the reality on Who Can Really, Win.

The real race for President of the United States in 2016 is between Hillary Clinton and Donald Trump. Call it "Lesser of Two Evils" or the "Choices Had" but one of these two candidates will be the next President. Period.

Trump is a known bigot, likely racist and even more likely fascist among other "ists". Aside from Trump's lack of any sort of political correctness with words coming out of his mouth, his state of erraticism makes Donald Trump a downright dangerous choice for President of the United States.

Look at his supporters below, if more proof is needed:

Presidents can start wars, drop the stock markets and ascend world chaos by words coming out of his or her mouth. Can the President be a vis–à–vis "emperor without clothes" type of position? Sure it can, as in itself, power has many interconnecting spider legs on prism pyramid scheme.

Nevertheless, to entrust such power to a narcissist like Trump, is a periled and errored view.

Next, there is Hillary Clinton. A Woman who has been connected to the world all things Washington, D.C. for well over 30 years in positions such as a lawyer during Watergate, First Lady of Arkansas twice over, First Lady of the United States, Senator, former Presidential Candidate and Secretary of State.

As with Johnson and Stein, Clinton ran for the Democratic Presidential Nomination in 2008 and lost to the current President Barack Obama. The difference is now as a major Party Nominee - that is the Democratic Party - in 2016 she has a chance to win.

Clinton's decisions in her 30 plus years of access to power or having power itself has not been the best. Whether such as voting for the errored War in Iraq, to her known ties to Wall Street, statements like "Bringing Them to Heel" when talking about the drug dealers and users of the late 1980's and early 1990's, to the Syria crisis of today.

Photo Credit - CNN - Either Republican Presidential Nominee Donald Trump
or Democratic Presidential Nominee will become President-Elect on
November 9, 2016.
On the other hand, electing a known inexperienced bigot, fascist and likely racist is not a cup of tea anyone should desire to drink -- as in Donald Trump. Embarking on a scorched earth strategy with an Ego Filled Fascist like Trump or sitting this election out by not voting, will not change the ultimate result.

Neither will a vote for Stein or Johnson in an effort to "stick it to the man" as these candidates cannot win, one state.

Voters can participate in the choice for President, or not. Other voters can and some will "vote their conscience" to check a ballot box for Stein or Johnson.

And those who fully understand that Trump cannot step one toe in the White House in a position of Power and Control -- will elect Hillary Clinton

This is the Reality. Wake Up and Smell The Cappuccino.

Issues such as student debt, the economy, climate change, civil rights, social security, the Supreme Court, appointments to the U.S. Appellate Courts and Districts, education, health care, Medicare, a Woman's Right to Choose, Veterans Rights, the environment, war and peace plus much more are on the line.

Do you trust an erratic ego filled, the flip-flop of the lip flip-flopper, amongst other things to deal with real life issues -- in Donald Trump? If so, don't panic at the disco on November 9, 2016, if this unimaginable future becomes a reality due to haphazard idealism.

Cause in the end either Clinton or Trump Will Be President.

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Sunday, September 18, 2016

We’re Not Supporting A Racist. No Way, No How!

Photo Credit - IUNewsTalk
Donald Trump Presidential Candidacy and the Candidate himself
have show a litany of racist tendencies.

There is a difference between the generations of age. In other cases, age itself brings a certain level of stubbornness in which what is more than obvious at this point, is denied to an anomic tendencies for justification of a view.

Let’s tackle each issue separately starting with the Millennial generation. The generation who desire everything, now - without question or the willingness to wait. 

Millennials wanted Bernie Sanders for the overwhelming part to be President of the United States. So did many Generation Xers, Baby-Boomers and Pre Baby-Boomers. In fact, over 14 million Americans believed strongly in Senator Sanders message.

Millennials also are easily led into fantasies of hubris. A overconfidence that their internal belief is so right that they fail to accept any long-term consequences associated with a periled choice. However, that is their choice to make - no matter how wrong, ill-conceived or in this case down-right dangerous. 

For Generation Xers, Baby-Boomers and Pre Baby-Boomers who join the Millennials down the Rabbit Hole of Hubris, yet should know better due to life experiences: errored life choices means living down the results if they were to occur.

Nevertheless, the Administrators, Staff and Ownership of Independent Underground News & Talk flat out refuse to join this effort. 

An effort that if successful - which we pray will not ever come to pass - will assist to elect into the highest elected office in the land of President of these United States a Racist, Bigoted, Fascist, Clown of a Man named Donald J. Trump

Voting for third-party candidates that cannot win: Jill Stein of the Green Party or Gary Johnson of the Libertarian Party is indeed a choice - however, the choice will assist in electing a Racist, Bigoted, Fascist, Clown of a Man as President of the United States. 

To participate of whole knowledge, to payback whomever it is felt “wronged” you, to go against the crowd, “stick it” to the two-party system, to make one “feel” different or to justify one’s hubris needs - in voting for candidates that cannot win at all in their “quest” for the highest elected office and power in the land, is just plain doltish. 

To turn it around and say, as some will do, they will participate in a fictitious action of voting for Stein or Johnson as a “Holding The Flag” Moment for the former Candidacy of Bernie Sanders is just bull. 

If one feels still aligned in anyway in the Sanders Movement, what it stood for, its principles and/or policies they would either vote for the Candidate Sanders has expressed HIS SUPPORT FOR or maybe WRITE-IN Bernie if it make them feel better and is allowed in their state.

Or just skip voting for President of the United States on the ballot at all.

Add caption
Meanwhile, the former candidate Bernie Sanders has vigorously expressed both verbal and written support for, to in whole or part continue the movement he started is Hillary Clinton.

Bernie Sanders Supports Hillary Clinton for President in Tuesday, November 8, 2016 General Election:
“Donald Trump would be a disaster and an embarrassment for our country if he were elected president. His campaign is not based on anything of substance — improving the economy, our education system, healthcare or the environment. It is based on bigotry.  

He is attempting to win this election by fomenting hatred against Mexicans and Muslims. He has crudely insulted women. And as a leader of the “birther movement,” he tried to undermine the legitimacy of our first African American president. That is not just my point of view. That’s the perspective of a number of conservative Republicans. 
In these difficult times, we need a president who will bring our nation together, not someone who will divide us by race or religion, not someone who lacks an understanding of what our Constitution is about.  
On virtually every major issue facing this country and the needs of working families, Clinton’s positions are far superior to Trump’s. Our campaigns worked together to produce the most progressive platform in the history of American politics.” - U.S. Senator Bernie Sanders.
As Independent Underground News & Talk endorsed Senator Sanders former candidacy and quest back in March 2016 to win the Michigan primary, we will now equally RESPECT his choice to elect Hillary Clinton over a Racist, Bigoted, Fascist, Clown of a man in any form or fashion named Donald J. Trump! 

Respecting this choice includes: Our Blog, Podcast, Twitter, Social Media Accounts and Otherwise to Elect Secretary Clinton to become the next President of the United States on November 8, 2016

Noting such, it is up to our fans, followers or others to make their choice. 

If one continues to follow, support or otherwise align with Independent
Underground News & Talk we would ask for you to respect our choice. 

In retrospect, if a strong and overwhelming disagreement continues to exist on your behalf, we would ask for YOU to take the step of disconnecting with our resources. 

What we will not allow is bashing, trolling or otherwise forms of stepping real low in the mudpit of this page or associated resources, or our Candidate of choice. ALL such efforts will be ceased immediately.

Lastly, the Candidate of Donald J. Trump has shown repeatedly his complete and utter disrespect for the first African-American President of the United States Barack Obama, his family, heritage, earned right to hold the office of President and extended disrespect to the African-American community as a whole. 

Noting such, as a Minority Owned and Operated resource, WE WILL NOT STAND IN ANY PART THEREOF with electing a Racist. No Way, No How!

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Monday, May 30, 2016

Flint Water Crisis Update: Eight Months After National Reveal Nothing Changed On The Ground

In The End, The Flint Water Crisis Two Years and Months Later
Comes Down To Are All of Flint's Residents Safe To Drink The Water
Expelling From Their Taps. The Question Has Yet To Be Answered.
Photo Credit -

As the first independent media resource to report on the Flint Water Crisis in March 2015, we'll be first to admit -- we stop covering this tragedy in February 2016. Not long after filming the mini-documentary titled "Flint Water Crisis - Real People, Real Stories Real Life" highlighting residents stories in the City Limits of Flint, Michigan of how they dealt with a toxic water disaster expelling from faucets, sinks and other water output resources in what was once dubbed as "Buick City".

Why did we at Independent Underground News & Talk stop reporting on the Flint Water Crisis considering our small independent media resource originally broke much of what has been regurgitated "breaking news" over the year plus?

We foreseen what is now the sad reality six months later post the first December 2015 National Media story in the Washington Post. Not much has changed for Flint's poorest and most suffering residents on the ground with being able to trust water coming out of their taps, at all.

View The Mini-Documentary - Flint Water Crisis: Real Stories, Real People, Real Life - Below

How did it get here?

Here to the point after millions and possibly billions of donated funds raised, a national media onslaught, a state governor who at one point had the lowest overall approval rating in the nation for his inept delayed response to a toxic water crisis in a state he leads, lawsuits filed, a new mayor, celebrities running in and out of town in Flint and a self-promoted "Town Hall" event on behalf of MSNBC's Rachel Maddow -- nothing at all truly have been fixed in Flint, yet.

To this day, to shop for fresh groceries, Flint residents either must travel to a Farmer's Market in downtown Flint closed in Michigan's winter months, hope for hodgepodge of pickings at a corner store or drive outside Flint's city limits to experience shopping for fruits, vegetables, meats, dairy and more - most residents of Michigan can receive by driving less than 1 mile within their town.

Nothing much in Flint has changed, at all.

However, the band plays on as in the out of tune instruments at this point, fighting for a moment of attention. So many instruments are playing to the beat of their on drums, it is difficult for residents to know which notes are the true notes to follow.

Eight months later post National Media revealations, the story is as followed:

As the first independent media resource to cover the Flint Water Crisis, it is not surprising in the least -- the road has led to what has been reported by Corporate Sponsored Media resource of M-Live titled "Unity turns to mutiny as Flint water crisis activists battle each other" on May 29. 
"There's a civil war brewing among activists in the Flint water crisis, creating divisions and hard feelings that threaten to overshadow the work they've done and the reasons they came together in the first place." wrote reporter Ron Fonger from MLive.

"This is a natural consequence of a complete and total loss of trust. It's post-traumatic stress," said Marc Edwards, a Virginia Tech university professor who coordinated testing that first identified widespread lead contamination in Flint's water.

Edwards and citizen activists have been credited for their persistence in questioning the safety and quality of water here since the city changed its source to the Flint River more than two years ago.

The coalition held together since — even after state and local officials assured them there was nothing to worry about."
In fact, this was predictable as soon as the faces of the Flint Water Crisis became about some select faces instead of the 99,000+ residents within the City limits of Flint.

The famous fifteen minutes of fame for some, extended to 30 minutes, yet the end results are still the same. Flint's poorest, most suffering residents from this toxic water tragedy continue to suffer.

Where are the national players now with famous names like:
Rev. Jesse Jackson, Rev., Dr. Jamal Bryant, Michael Moore, Cher, Mark Ruffalo, Snoop Dogg, Rickey Smiley, Phaedra Parks, Rev. Al Sharpton, Erin Brockovich, Rachel Maddow, a "presumptive" Democratic Presidential Candidate Hillary Clinton and more as these are just a few of the names that made their Celebrity Face known during the heights of the corporate sponsored media onslaught about the Flint Water Crisis.

Where exactly are they now? Not in Flint, Michigan - that is for sure.

Next, there are "Local Celebrities". There is zero need to recite them by name as they know who they are and each reader of this article likely know their names too. Still the question that has yet to be answered is has the situation on-the-ground in Flint really changed much as a result of their national and local corporate sponsored media pursuits?

Well, this question silently remains unanswered.

As for the local politics situation - from resources who have contacted us -- it's a mess to wrap it up in a box tied with a unkept bow.

To date, the lead service lines not been replaced in Flint. Instead, a highly questionable move called "re-coating" the same lead service lines that leaked lead plus other harmful chemical combinations into Flint's city water for over two years has been tried because, it's cheaper - supposedly.

Is it safer than replacing the lead pipes? Likely not, but after millions or possibly billions of dollars donated to Flint to assist with a toxic water crisis in its' miss - cheaper over possibly safer the powers-that-be have decided is "safer"

Speaking of Powers-That-Be, Michigan's Governor Rick Snyder still and will likely have until December 31, 2018 -- his job as Governor. Three low-level state employees were charged by Michigan's Attorney General and next Republican candidate for Governor in 2018, Bill Schuette-on-Duty office.

How is that going -- the charges that is? No one knows.

It is doubtful the "top banana-rama" Governor Rick Snyder will ever be charged with any crime State or Federal wise -- before his term is done or maybe never, ever. That happenstance is downright sad.

The Michigan National Guard has left the building or many of them they were stationed in within the Flint City Limits. It is assumed on the outside looking in, by this move, the Emergency has passed.

Or has it? Was it all a temporary smoke screen until the minds of many that cared moved onto an election no one really cares about between Hillary Clinton and Donald J. Trump? Who knows.

As stated above, this was predictable.

When a group named the Flint Water Scandal tried to corner the Independent Media market as if they broke the story originally anytime before October 2015 - we knew then the circus had begun.

Sadly, we are witnessing the "Fat Lady" tuning up in preparations to call this show OVER in retrospect -- because reality says not much as really changed. 

Many residents in Flint still do not, should believe or know if the water coming out of their sinks, faucets and bathtubs is safe. Others have decided this mess is too much and have packed up -- and moved away. Some continue to suffer silently with nowhere else to go.

Children, Adults and Animals alike are wondering if the rashes on their skin will ever truly go away. Attorneys left and right have made big promises that might or might not come to fruition years - if not decades - down the line. 

The game players are still playing on -- dealing the last cards -- and....

Is anything better than it was one year ago in Flint. Well, YOU be the judge.

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Monday, May 2, 2016

Rebecca Fleury Brings Her Bankruptcy Expertise to City of Battle Creek

Battle Creek City Hall

How do you respond to a projected municipal budget deficit? 

Well, if you're Battle Creek City Manager Rebecca Fleury, you respond by putting before the City Commission a $227 MILLION DOLLAR "wish-list" hidden in the Capital Improvement Program set to be voted on and approved via Resolution #131  during The Battle Creek City Commission's regular session on Tuesday, May 3.

This financially devastating and irresponsible,response by Battle Creek's new CEO Rebecca Fleury, shouldn't come as a surprise if you do your homework and look at the facts at hand. 

On April 21, 2016  in an article, regarding the preliminary and projected budget deficit, Fleury was quoted in response as saying  "we do know finance works its magic." In response to the projected deficit just days later on April 27, 2016--a $227 Million Dollar 'wish-list' was unveiled in the form of Capital Improvement Program in response to the projected budget deficit. 

One of the projects listed in the $227 million dollar CIP  includes significantly adding costly improvements to the city owned Binder Park Golf Course, which in December of 2015 was facing a budget deficit themselves. So bad the city had to raise fees and sell off land to keep the golf course afloat. 

This is text book of how Fleury handles finances.This appears to be a pattern of Rebecca Fleury and  one needs to look no further than her 2004 Chapter 7 Bankruptcy Filings to see. No fiscally responsible adult would respond to a projected deficit by increasing their debt...unless of course, you are Rebecca Fleury and you consider bankruptcy a viable option. 

In 2004, Rebecca along with her husband Matt, filed for Chapter 7 Bankruptcy on March 24, 2004. This bankruptcy was not due to medical bills or caused by a divorce. According to Court documents  its entirely based on consumerism debts. Less than one month prior to filing for bankruptcy, on Febuary 27, 2004,  Rebecca and her husband had the audacity to add an additional $50,000 by purchasing not one--but TWO new 2004 Hondas on the same day only to add to their already $250,000 of debt they were looking to discharge via bankruptcy!

This is the same behavior we are seeing from the City Manager Fleury now--less than two months before the budget is due and while facing a projected budget deficit, Rebecca goes on a $227 MILLION DOLLAR shopping spree and once again like her bankruptcy; expects the tax payers to pay for it while she take no responsibility. 

No, Rebecca--finance doesn't work it's magic like you seem to think. In fact--finance is one of the very few fields where whatever magic she's talking about doesn't exist, because numbers are numbers and they don't lie. You don't get to magically switch the 'zero' to a '10' in the cities checkbook--or like in Rebecca's bankruptcy case--changing the $300,000+ personal consumerism debt to a 'zero' The $227 million dollars has to get paid for.  The rest of us don't have the luxury of putting our irresponsibility and lack of financial restraint on other people. 

Rebecca Fleury, City Mgr Battle Creek
In Fleury's 2004 Statement of Financial Affairs document filed with Western District United States Bankruptcy Court, lists the Fleury's 2002 income as $79,296.00

The amount of debt and liabilities they were looking to discharge according to court documents was $302,723. In a Motion to Dismiss filed by Region 9 United States Trustee, Saul Eisen; he urges the court NOT to grant the Chapter 7 filing to the Fleury's citing; 

"These debts appear to be, since the debts listed in the bankruptcy primarily, if not exclusively consumer debts within the meaning of 11 USC Section 707(b)." 

He goes further to paint a picture of just how obscene their financial situation was by outlining line item expenses and how the debtors could file Chapter 13 and pay off 62% of their debt in 36 months or 100% of the debt in 60 months by following the Chapter 13 plan. "In deciding a motion to dismiss in a 11 USC Section 707(b), the Court can also consider the alternatives available to the debtors, including 'good old fashion belt-tightening' " 

He describes the Fleury's expense budget as including "generous monthly allowances" and that their expenses "appear to be overstated and unreasonable." pointing to the fact in the motion that even in spite of knowing the magnitutude of their debt they went out and purchased two brand new Honda motor vehicles less than four weeks before filing for bankruptcy. Eisen also cites how they have no equity in their $175,000 home and instead of finding more affordable housing for $1000 a month they are in "essentially paying really expensive rent to live there."  

It was also listed that from Feb 2003-Nov 2003, Rebecca Fleury had a small  scrap-booking/craft business d/b/a called "The Scrap Shack." In the eight months of the existence of the business Fleury accrued over $45,000 in debt, which is among a portion of the over $300,000 total she was looking to get discharged via Chapter 7.

Even while faced with Chapter 7 bankruptcy and after reaffirming the debt on both new vehicles, they also reaffirmed the debt on a 1999 Smokecraft boat and trailer they owned, valued at $68,000 In the reaffirmation notice on the boat, their attorney signed a statement that "the reaffirmation does not pose a undue hardship on debtor or dependent of debtor" 

The government responded back with the common sense rationale that: "If so these funds [for the boat/trailer] should instead be available to repay the unsecured creditors because no hardship would result."   In the Debtors (Fleury's) Response to Motion to Dismiss, they actually defend their obscene spending habits and its not until the very end they finally decide to surrender their boat. You can see yourself how unwilling they were to cooperate and work with the courts to pay off even a portion of their debts by "tightening their belts" and filing Chapter 13. 
"This unrestrained spending during the
months prior to filing bankruptcy constitutes a lack of good-faith and independent grounds for dismissal of this case." 
The government concluded its motion to dismiss by stating: "Wherefore since the debts listed in the bankruptcy petition are primarily consumer debts, and since the debtors have the ability, once their income and expenses are correctly reported, to repay all or a significant portion of this debt in a Chapter 13 over three-years and since the debtors should have known not to purchase new vehicles in 2004 so soon before filing bankruptcy, permitting the Debtors to obtain a discharge under Chapter 7 would constitute a substantial abuse of the Bankruptcy Code under In re Behlke, 358 F .3d 429 (6th Cir. 2004) and In re Krohn 886 F .2d 123 (6th Cir. 1989). For this reason, The United States Trustee for Region 9 (Michigan/Ohio) respectfully moves this court to conduct a hearing on this motion and to dismiss under 11 USC  Section 707(b), the Debtors petition for relief under Chapter 7." 

The spending habits of Rebecca Fleury outlined in the bankruptcy court documents are obviously warning us about her behavior. The arrogance, entitlement and outright financial obscenity are offensive to say the least--but add to the fact that this woman has a degree in finance and you would expect, she would know better than most how to balance a check book. 

Her background in finance only adds to the offensive nature of this. The offensive nature only continues to increase when you add in that she learned NOTHING from this bankruptcy and is willing to drive the city of Battle Creek down the same path due to her selfishness, entitlement and lack of financial common sense or restraint by presenting to the commission on Tuesday night; with a straight face mind you-- after admitting to knowing the city is facing a deficit, a $227 Million dollar "wish-list" disguised in the Capital Improvement Program. Just like her bankruptcy-she's not going to have to pay for the $227 million dollar CIP. 

Since the shelf life for a city manager in this area is about five years- she will be long gone, stiffing the taxpayers once again with the bill for damages her financial destruction will leave behind.   

The best predictor of future behavior is past behavior. And come Tuesday night, I don't know what will be more obscene and insane, Rebecca's response to a budget deficit with the $227 million dollar CIP or the city commission who will rubber stamp and approve this nonsense. 

We have reached out to Rebecca Fleury for comment but as of publication, have not heard back from her. 

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